Victoria, Seychelles, January 21, 2026—Bitget, the world’s largest Universal Exchange (UEX), has released its latest research whitepaper, Bitget Universal Exchange (UEX): Blueprint for Financial Technologies in Crypto, Stocks, Commodities, and Emerging Markets, setting out a clear vision for how exchanges are evolving beyond crypto-only platforms into unified, multi-asset financial systems.
Authored by Ryan Lee, Chief Analyst at Bitget Research, and co-authored by Gracy Chen, CEO of Bitget, the paper introduces the Universal Exchange concept as a practical response to the long-standing trade-offs between user experience, asset access, and security.
Rather than treating centralized finance, decentralized finance, and traditional markets as separate worlds, the UEX framework brings them together under a single account, supported by AI-driven execution and a unified risk and security layer.
The whitepaper arrives at a moment when exchanges are rapidly adding Web3 wallets, AI tools, and new asset classes, but often as disconnected features.
Bitget’s research argues that the next phase of competition will not be about adding more products, but about how deeply those products are integrated at the architectural level.
UEX positions Bitget at the forefront of that shift, with live support for on-chain assets, tokenized stock exposure, AI-assisted trading through GetAgent, and a security framework anchored by proof of reserves and a $700 million protection fund.
“Every exchange talks about innovation, but real progress comes when systems start making sense to and for users,” said Gracy Chen. “The UEX is about making markets work together. One account, one experience, and a level of transparency and protection that users can actually trust.”
The paper also places Bitget’s approach in a broader industry context, comparing how leading platforms are progressing across seven dimensions of UEX readiness, from unified accounts to AI execution and on-chain risk controls.
While many exchanges have taken steps toward convergence, the research highlights that full universality requires foundational design choices that are difficult to retrofit later.
According to Ryan Lee, the goal of the whitepaper is to move the conversation away from surface-level features. “The industry has reached a point where adding another wallet or another AI tool is not enough,” Lee said. “What matters is whether these systems actually talk to each other. UEX is our way of showing how that integration can work at scale, across crypto and traditional markets.”
Beyond outlining Bitget’s own implementation, the whitepaper frames UEX as a broader blueprint for the industry, one that exchanges, fintech firms, and even traditional institutions can adapt as tokenized assets and AI-driven trading become more mainstream.
With global estimates projecting tokenized assets to reach trillions of dollars by the end of the decade, the research positions universal exchanges as a natural foundation for that growth.
The Bitget Universal Exchange (UEX) Whitepaper is now available and is intended for traders, institutions, developers, and policymakers seeking a clearer view of where digital and traditional finance are converging next.
For the full UEX Whitepaper, visit here.
About Bitget
Bitget is the world’s largest Universal Exchange (UEX), serving over 125 million users and offering access to over 2M crypto tokens, 100+ tokenized stocks, ETFs, commodities, FX, and precious metals such as gold.
The ecosystem is committed to helping users trade smarter with its AI agent, which co-pilots trade execution.
Bitget is driving crypto adoption through strategic partnerships with LALIGA and MotoGP™.
Aligned with its global impact strategy, Bitget has joined hands with UNICEF to support blockchain education for 1.1 million people by 2027.
Bitget currently leads in the tokenized TradFi market, providing the industry’s lowest fees and highest liquidity across 150 regions worldwide.
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